Client Arbitrations Against First Hawaiian for Unfair Overdraft Fees
Clients could reclaim their fees (and more) through arbitration
Client Arbitrations Against First Hawaiian for Unfair Overdraft Fees
Shamis & Gentile, P.A. is accepting qualified clients to bring claims against First Hawaiian Bank for their allegedly unfair overdraft and NSF (Non-Sufficient Fund) practices which have cost customers millions of dollars. We are pleased to offer qualified clients the opportunity to bring claims against First Hawaiian Bank for their immoral and sometimes illegal practices.
If you believe that First Hawaiian Bank might have charged you unfair overdraft fees through deceptive practices, you could potentially have legal options that can help you get compensation. And due to the nature of class action lawsuits, you will not need to invest any money into the case, as all will be covered by the First Hawaiian in the case of a positive result.
Shamis & Gentile, P.A., has experience in representing clients in class action lawsuits related to unfair banking practices, including those involving First Hawaiian Bank. We understand the complex legal issues involved in these cases and are dedicated to fighting for the rights of our clients.
About unfair overdraft fees
Some common examples of these practices include charging multiple fees for a single transaction, manipulating the order in which transactions are processed to maximize fees, and failing to provide clear and accurate information about overdraft fees.
In order to seek compensation it is first necessary to establish whether or not the overdraft fees have been unfairly charged. We recommend that you speak with an attorney at Shamis & Gentile, P.A., to discuss your specific situation and determine if you have a valid claim. We will need to look at your latest bank statements, and any other evidence you might have gathered.
Consumers should be aware that First Hawaiian Bank has been accused of charging unfair overdraft fees through deceptive practices in the past. This means there could already be an opportunity to join a lawsuit with other affected customers.
It might also be possible to start a new class action lawsuit, which is considered one of the most effective ways to hold banks accountable for deceptive practices and recover damages.
Investigations into First Hawaiian Bank and unfair overdraft fees
First Hawaiian bank is steeped in history and tradition. The bank was originally started in Honolulu back in 1858, and has since then been a staple in the world of Hawaiian and American banking in general.
But over the years the bank has had its fair share of issues, also when it comes to unfair overdraft fees.
For instance, we have found a rather recent case titled Robinson v. First Hawaiian Bank, which began in 2016 with a large class action lawsuit. Here it is alleged that Robinson noticed an initial overdraft fee on her debit card, and that the manner in which it happened was unfairly structured.
Ultimately the end result landed on a more than $4 million settlement in the class action, even though First Hawaiian Bank maintained throughout the process that they were doing nothing wrong.
Advice for consumers
If you are considering joining a mass arbitration lawsuit that is related to unfair overdraft fees charged by First Hawaiian Bank, here are some tips and advice to keep in mind to ensure you make the best decision going forward.
Research the lawsuit
As with most things in life, it is wise to start out by researching more about the subject before diving in. Thus you should research the case and understand the specific allegations against First Hawaiian Bank.
If you need help with this, then we always have our doors open at Shamis & Gentile, P.A. We recommend that if you do this yourself, to review the lawsuit documents, news articles, and other resources to get a better understanding of the case.
Assess your damages
Next up is finding out what damages have been incurred, due to the unfair overdraft fees charged by First Hawaiian Bank. We recommend thoroughly checking your previous bank statements, and also totaling up the exact amount of overdraft fees you have been charged by the bank.
Consider the risks and benefits
Another important factor is the risks and benefits. In the case of these mass arbitration lawsuits, individuals such as yourself will not actually have to pay attorney fees or court costs. This can help eliminate some of the risk and uncertainty.
Consult with an attorney
It is always advisable to obtain the services of a professional law firm, perhaps even us here at Shamis & Gentile, P.A. We have years of experience litigating cases such as this, helping consumers get justice and compensation. We can review your case, provide legal advice, and help you understand your options for seeking compensation, always standing in your corner and being on your side.
Submit Arbitration Claim with Shamis & Gentile, P.A.
Shamis & Gentile, P.A. is accepting qualified clients to bring claims against First Hawaiian Bank for their allegedly unfair overdraft and NSF (Non-Sufficient Fund) practices which have cost customers millions of dollars. We are pleased to offer qualified clients the opportunity to bring claims against First Hawaiian Bank for their immoral and sometimes illegal practices.
FAQS
Is mass arbitration the same as class action?
No. Mass arbitration and class action are similar in that they both involve a group of individuals pursuing a legal claim against a company.
A class action lawsuit is a single lawsuit that is filed on behalf of many individual members. All of whom have been affected by the actions of the company in question. Whatever the conclusion of the case might be, this result will then apply to all members of the class action, and any potential compensation will be distributed among the members as well.
In the case of mass arbitration, each individual member of the group pursues their own arbitration claim against the company. The arbitration process is similar to a trial (as mentioned above), but it takes place outside of the traditional court system and is generally faster and less expensive than a court trial.
As opposed to a class action lawsuit, the results of each individual arbitration claim are separate, and can therefore vary depending on the specifics of each case.
What are some common examples of unfair overdraft fees charged by First Hawaiian Bank?
One of the most common types of unfair overdraft fees are the ones following a “reordering” pattern. In short this means the bank is changing the order in which your individual transactions were processed. By doing this the bank can add more fees to your account, and in some cases even trigger multiple overdraft fees on the same transaction. This process is not only immoral but also illegal.
Can I file a mass arbitration lawsuit against First Hawaiian Bank for unfair overdraft fees?
Yes. You have the option to file a mass arbitration lawsuit against First Hawaiian Bank for unfair overdraft fees, particularly if you believe that you have been the victim of this deceptive practice.
One benefit of this is that you can even bring in other members in the class action, allowing for more resources to be pooled, improving your chances of success. Our law firm has experience in representing multiple clients in class action lawsuits against banks and financial institutions.
How much can I expect to recover in a mass arbitration lawsuit against First Hawaiian Bank for unfair overdraft fees?
As with all things, this is difficult to say before going into details with your specific case and allegations. First Hawaiian Bank has already been known to settle out of court in similar cases, and thus previous plaintiffs have received a sizable amount of money in compensation for the wrongdoing they were subjected to.
Has First Hawaiian Bank been involved in any recent class action lawsuits?
Yes. First Hawaiian Bank has been involved in several recent class action lawsuits related to unfair overdraft fees and other deceptive practices. Our law firm has experience in representing clients in these types of cases and can help you understand your legal rights and options.
What should I do if I believe I have been charged unfair overdraft fees by First Hawaiian Bank?
If you believe you have been charged unfair overdraft fees by First Hawaiian Bank, you should consider contacting our law firm for a free consultation. We can help you understand your legal options and determine if you have a valid claim for compensation.
Can I join a mass arbitration lawsuit against USAA Bank for unfair overdraft fees?
If there is an ongoing investigation related to USAA Bank’s overdraft fees, you may be able to eligible to join. Submit a claim with Shamis & Gentile, P.A.
What should I do if I believe I have been charged unfair overdraft fees by USAA Bank?
You may want to consider reaching out to an attorney who specializes in consumer protection or banking law to discuss your options for recourse, which may include filing a complaint with the Consumer Financial Protection Bureau or pursuing a legal claim.
About Shamis & Gentile
Shamis & Gentile, P.A. has and continues to provide outstanding legal services in the Florida, Georgia, Ohio, Arizona, Illinois, New York and Texas communities. Our seasoned attorneys are some of the most innovative and progressive attorneys in the profession. Shamis & Gentile, P.A. has the resources, infrastructure and staff to successfully represent large putative classes. The attorneys and staff are not simply litigators, but directors of creating successful results with the ultimate level of satisfaction by the clients.