Client Arbitrations Against Bank of Hawaii for Unfair Overdraft Fees

Shamis & Gentile, P.A. is accepting qualified clients to bring claims against Bank of Hawaii for their allegedly unfair overdraft and NSF (Non-Sufficient Fund) practices which have cost customers millions of dollars. We are pleased to offer qualified clients the opportunity to bring claims against Bank of Hawaii for their immoral and sometimes illegal practices.

Have you been charged excessive overdraft fees by the Bank of Hawaii? Whether you are certain, or still unsure, we would love to help you get to the bottom of it. We have a proven track record of helping consumers fight corporate institutions and banks, and we wish to help you achieve justice.

So if you are looking into your potentially unfair overdraft fees charged by the Bank of Hawaii, we can help you figure out what your options for recompense are. Typically this involves a class action lawsuit, as it offers the best chances and least amount of risk.

Whether you are experiencing a high fee on a single overdraft, or perhaps even recognizing a pattern of unfair practices, we can help you understand your legal rights and take action to seek the compensation you deserve.

At Shamis & Gentile, P.A., you will always find a professional team that takes your case seriously, so contact us today and schedule a consultation where we can go over your latest bank statements and other details to figure out the best course going forward.

Investigations into Bank of Hawaii and unfair overdraft fees

Bank of Hawaii is a regional commercial bank headquartered in Honolulu, Hawaii. It was founded in 1897 and has since grown to become one of the largest banks in the state, with over 50 branches across Hawaii, Guam, and Saipan.

There have already been multiple class actions against Bank of Hawaii in the past dealing with unfair overdraft fees. Back in 2011 the bank settled a suit, compensating the customers with a $9 million agreement. Then again in 2019 the company settled another $8 million case that was begun back in 2016.

Advice for consumers

One thing to be aware of is that many banks, including Bank of Hawaii, are known to include certain arbitration clauses in their account agreements. Such clauses often require their customers to go through their internal dispute system rather than through the court system.

While this might at first glance seem like a deadend, there are cases where you could still be able to take legal action. This is because there is established precedent in courts that actually waivers the arbitration clauses as unenforceable, allowing affected consumers the option of suing in a class action lawsuit.

It is all worth mentioning that certain arbitration clauses can include opt-out provisions, which allow consumers to opt out of the arbitration clause within a certain timeframe. If you are unsure about the arbitration clause in your account agreement, we recommend you contact us a soon as possible to review the agreement in question, and so that we can provide professional advice and guidance with regards to your legal options.

The process of a mass arbitration lawsuit

Many consumers we are in contact with have certain concerns before entering into a mass arbitration lawsuit. Just the name itself sounds serious, and there are many different aspects to be aware of.

Below we have briefly outlined how a typical process could look, but of course every case is different and requires a unique process. Still, it will serve well as a guiding point and hopefully help you understand what the process entails.

Before

Before you join any mass arbitration lawsuit, you should first understand the nature of the case and what is at stake. This involves looking into the potential rewards for successfully arbitrating the case, as well as any costs for lawyers and court proceedings.

At Shamis & Gentile, P.A., you will not have to pay anything for the actual attorney fees, since we work on a contingency basis. We will also carefully review your account statements and any relevant documentation to determine if you have been affected by Bank of Hawaii’s unfair overdraft fees or not. This ensures you only move forward with a strong case, and thus improve your chances dramatically.

During

Once the lawsuit is ongoing, it is important that you stay up to speed with the proceedings and progress of the case. At Shamis & Gentile, P.A., we always keep clients updated with newsletters and other correspondence, meaning you will always be sufficiently prepared.

During this period we might request additional documents or testimony, and otherwise ask your assistance in laying out the case itself. It is important to note that you avoid discussing the case with anyone outside of your legal team once the class action has begun, as this could potentially harm the case.

After

Once we have gone through the process and come to a result, you may be entitled to compensation for the unfair overdraft fees you were charged.

Submit Arbitration Claim with Shamis & Gentile, P.A.

Shamis & Gentile, P.A. is accepting qualified clients to bring claims against Bank of Hawaii for their allegedly unfair overdraft and NSF (Non-Sufficient Fund) practices which have cost customers millions of dollars. We are pleased to offer qualified clients the opportunity to bring claims against Bank of Hawaii for their immoral and sometimes illegal practices.

Shamis & Gentile, P.A. has and continues to provide outstanding legal services in the Florida, Georgia, Ohio, Arizona, Illinois, New York and Texas communities. Our seasoned attorneys are some of the most innovative and progressive attorneys in the profession.  Shamis & Gentile, P.A. has the resources, infrastructure and staff to successfully represent large putative classes. The attorneys and staff are not simply litigators, but directors of creating successful results with the ultimate level of satisfaction by the clients.